Canada provides excellent healthcare services to residents and non-residents. The country has a public healthcare system that offers essential services to those covered by the local health insurance plan. In contrast, private health insurance plans provide more expensive but convenient services.
Global Medical Cover for Expats Living in Canada
Canadian citizens and permanent residents can access a single-payer, universal healthcare system known as Canada‘s Medicare. The federal government sets the guidelines and standards for the health insurance system, but each province and territory is responsible for its administration.
Health Insurance in Canada for Non-Residents and Expatriates
Expatriates in Canada have options for medical treatment and coverage from private insurance providers. Recommended providers include GeoBlue Xplorer plan for US citizens, IMG Global Medical for international citizens, and Cigna Global with modular plan design.
Best Hospitals in Canada
McGill University Health Center – Glen Site is one of the recommended hospitals that accept immigrants and expatriates in Canada.
Health Insurance Plans for Students
International students in Canada can choose from quality and affordable health insurance plans specifically designed for them, such as WorldTrips StudentSecure Insurance and GeoBlue Student Health Insurance.
Cost of Canada Health Insurance
The cost of global medical insurance in Canada for foreigners is estimated at $3,162 per year per person. The cost varies based on factors like age, benefits included, plan design, and chosen deductible.
Group Medical Insurance for International Employees
International employers with employees in Canada should consider providing a group health insurance plan to ensure their well-being. International employees may require a global health plan for coverage worldwide.
Pros and Cons of Canadian Medicare
The publicly funded and privately delivered Canadian Medicare is highly regarded but also faces challenges such as long waiting times. Healthcare programs vary across cities and include municipal public health programs that contribute to Canadians’ health and quality of life.
Private vs. Public Insurance in Canada
Medical insurance plans in Canada are publicly funded and privately delivered. Private insurance offers greater access to hospitals and doctors, shorter waiting periods, and the option for treatment in another country.
How Family Physicians are Set-Up in Canada
The majority of Canadian citizens and permanent residents have a family physician who provides primary healthcare services, orders tests, and refers patients to specialists. Nurse practitioners also play a role in providing primary care, especially in rural areas.
Challenges of Accessing Medical Care while Living Abroad
Finding a new family doctor can be a challenge, and alternative options include visiting walk-in clinics or emergency rooms. However, finding an office accepting new patients can be frustrating.