Buying travel insurance is always a good idea, but it is not always optional. Before traveling to any country, it is important to research its mandatory requirements before setting off.
There are countries that, by law, require all visitors to show evidence of having travel insurance before being allowed entry into the country; this is usually done as a protective measure. However, not all countries have these requirements.
In this article, we will put our focus on Morocco to find out which of the two categories it falls under when it comes to the topic of travel insurance. Please read on for all the information.
Do you need travel insurance to travel to Morocco?
Travel insurance is one of the major ways a traveler can ensure their trip is uninterrupted even before they set off. And while there are many countries that have made it mandatory for all their visitors to have travel insurance, Morocco has no such requirements.
Buying travel insurance for your trip to Morocco is purely optional, however, it is always in your best interest as a traveler headed for a foreign land to put measures in place against emergencies that may prove costly.
What travel insurance does Morocco come under?
Being an African country, Morocco is not included in the European cover policies of many travel insurance companies.
The best travel insurance company to cover your trip to Morocco is one that has African coverage policies.
Nevertheless, there are still a few insurance companies, like InsureandGo, that have Morocco under their European coverage policies, ensuring to make the necessary inquiries before buying the insurance.
Can I get travel insurance for Morocco?
Yes, you can. Travelers can purchase travel insurance for their trips to Morocco either as a single-trip travel insurance or an annual multi-trip travel insurance policy.
As its name suggests, the single-trip policies only cover you for the duration of one trip while the annual multi-trip policies cover you for every trip you’ll embark on within the year.
Annual covers are highly recommended for people who travel multiple times a year as the policy will cost them less than if they bought single-trip policies each time they had to travel.
Do I need a visa for Morocco?
If you’re visiting Morocco for a period of 90 days or less, no visa is required of you before being granted entry into the country. However, if your intent is to stay for a longer duration beyond 90 days, the Moroccan government will require you to show your visa along with a valid passport. Not that you can’t acquire a Moroccan visa on arrival in the country so do well to obtain yours prior to your trip.
How Much Does Morocco Travel Insurance Cost?
There is no standard cost for travel insurance to Morocco. This is because the price of travel insurance policies is determined by many different factors that vary with each traveler. These factors include the total cost and duration of your trip, what type of coverage the traveler wants as well as their age.
The age of travelers is important to the insurer because older people mean higher health risks, hence will be made to pay higher costs whereas younger people just mean the opposite.
Is it worth it to pay for travel insurance?
The cost of travel insurance is usually between a rate of 4-12% of a traveler’s trip’s cost. The percentage commonly used by many travel insurance companies falls between 5-6%.
And for this cost, a traveler stands to gain coverage for all their medical emergencies, lost luggage, and canceled or delayed trips.
If you consider how much travel insurance could actually save you from spending on emergencies, you’ll realize that it is actually very worth the small fraction you pay for it.
Travel insurance serves as a safety blanket that you can fall upon in case of any financial emergencies during your trip.
Ensure that you enjoy a stress-free and uninterrupted visit to Morocco by insuring your trip beforehand. Your safety and protection are always worth the investment.